Account Management

Overview

The Verification of Payee (VoP) Responder integrates with an Account Management system to provide account details, which will be used in matching.

For a detailed explanation of what this service is please see the Account Management concepts page.

How it Works

The Account Management feature works as follows:

  1. The IBAN is retrieved from the request message.

  2. A request is sent to the Account Management system and a response is expected back.

  3. The names, account type, name type and processing entity are extracted from the response.

  4. These details are forwarded to the Name Matching feature to determine a match result.

Integration with the Account Management service is handled through the Connector Framework, using an HTTP connector. More information on the HTTP connector is available here.

Error Handling

Runtime Errors

The following errors may occur at runtime. When an error occurs, the service responds with the corresponding HTTP error code, as outlined in the table below.

Error HTTP Return Code

When the Account Management service returns a 404 or when response message validation fails, this is considered a non-technical error. In this case typically the RVM or Responder would expect a 200 response. This would typically be represented as a NOAP response to the RVM or Scheme.

200

When a request is rejected by the Account management service. This can happen if the request is malformed or contains invalid data.

Error message: Error received from account management service.

500

When the Account Management service is unavailable. This can happen if there are network issues or if the service is down.

Error message: Could not retrieve a response because the Account Management service is unavailable.

500