Verification Of Payee Requester Service
The IPF Verification of Payee (VoP) Requester Service represents an implementation of the Verification of Payee service for Requesting PSPs required by SEPA Instant Payment Regulation. When a payer requests to make a payment, the Requester Service calls a Responder Service via a Routing and Verification Mechanisms (RVM).
The service handles requests from a Processing Entity (PE) to a Routing and Verification Mechanism (RVM). The RVM returns a response (generated by the Responder) in the form of a match result. IPF have their own VoP Responder service which can be used alongside this Requester service, but they can also be used as two separate standalone services.
The IPF Verification of Payee (VoP) Requester currently supports FPAD as a Routing and Verification Mechanism (RVM).
Requester Flow
The below diagram depicts the flow of a VoP request through the VoP Requester to the RVM:
| 1 | A request from the Processing Entity is received by the VoP Requester service with a Name and IBAN in the message |
| 2 | The request is mapped and forwarded to a RVM system |
| 3 | The response is mapped and forwarded to the VoP Requester service |
| 4 | The response is mapped and forwarded to the Processing Entity |
Further Reading
See Concepts for a high level overview of Requester Service core components. Lower level information can be found under Features as follows:
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Deployment options with detail on Message logging, Configuration, Runtime and Start Up Errors |
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Enables the extraction of a BIC from an IBAN. The section provides detail on Configuration and Error Handling |
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Explains the relationship between the ECP VoP Scheme and RVMs that support it, and provides detail on Configuration and Error Handling |
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How Scheme Membership works and provides detail on Configuration and Error Handling |
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The Requester Service provides a number of Message Logs. Describes message content and provides detail on Configuration and Error Handling |
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Explains how to propagate request messages Request ID into Application Log statements |
Verification Of Payee Requester Service API link to the Requester API.