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Concepts

Verification of Payee Responder

The IPF Verification of Payee (VoP) Responder currently supports FPAD as a Routing and Verification Mechanism (RVM).

The below diagram depicts the flow of a VoP request through the VoP Responder to the RVM:

1	A request from the RVM is retrieved by the VoP Responder service with a Name and IBAN in the message
2	The request is mapped and forwarded to the Processing Entity Account Management system
3	The Account Management system sends the account details using the IBAN
4	The VoP Responder system uses the account details and Name from the request and determines if this is a Match/No Match/Close Match and forwards the response to the RVM